Compare Insurance

  | Logout
We help you with
  • Unbiased comparison of quotes &
    benefits from many insurers.
  • Expert

    Guidance from licensed specialists for appropriate product selection.
  • Assurance of accurate claims
    processing per policy.
Insurance is the subject matter of solicitation

Need help?

Need help?
Mobile Number
Enter Code

Case Sensitive
Customer Promise
  • Committed to get you the right product at the best price.

  • Provide clear and unbiased information for intelligent choice.

  • Dedicated to being there, where and when you need us.


Our Insurance Partners

What people are saying

Learn Insurance

Insurance Overview

An act of insuring, or assuring, against potential future financial losses in exchange for a periodic payment called premium is how insurance is defined. In other words, one of the parties undertakes to indemnify or guarantee another party against financial loss by certain specified risks. more

Types of Life Insurance

Term Insurance Products

You can choose to have protection for a set period of time with Term Insurance. In the event of death or Total and Permanent Disability (if the benefit is offered), your dependants will be paid lumpsum amount leading to their financial security. more

Whole Life Policies

With whole life insurance, you are guaranteed lifelong protection. Whole life insurance pays out a death benefit so you can be assured that your family is protected against financial loss that can happen after your death. Whole life Insurance is also an ideal way of creating an estate for your heirs as an inheritance.

Endowment Products

An Endowment Policy is a savings linked insurance policy with a specific maturity date. On your surviving the term, the maturity proceeds on the policy become payable. These plans help you to save money and also provide you investment opportunity to grow your money. In addition, should an unfortunate event by way of death or disability occur to you during the period, the sum assured will be paid to your beneficiaries.

Annuity (Pension) Plans

When an employee retires he no longer gets his salary while his need for a regular income continues. Retirement benefits like Provident Fund and gratuity are paid in lump sum which are often spent too quickly or not invested prudently with the result that the employee finds himself without regular income in his post - retirement days. Pension is therefore an ideal method of retirement provision because the benefit is in the form of regular income. It is wise to provide for old age, when we have regular income during our earning period to take care of rainy days. Financial independence during old age is a must for everybody.

There are two types of annuities (pension plans):

  • Retirement-Immediate Annuities: In case of immediate Annuity, the Annuity payment from the Insurance Company starts immediately. Purchase price (premium) for immediate Annuity is to be paid in Iumpsum in one installment only.
  • Retirement-Deferred Annuities: Under deferred Annuity policy, the person pays regular contributions to the Insurance Company, till the vesting age/vesting date. He has the option to pay as single premium also. The fund will accumulate with interest and fund will be available on the vesting date. The insurance company will take care of the investment of funds and the policyholder has the option to encash 1/3rd of this corpus fund on the vesting age / vesting date tax free. The balance amount of 2/3rd of the fund will be utilized for purchase of Annuity (pension) to the Annuitant.

Children Products

These types of policies are taken on the life of the parent/children for the benefit of the child. By such policy the parent can plan to get funds when the child attains various stages in life. Some insurers offer waiver of premiums in case of unfortunate death of the parent/proposer during the term of the policy.

Types of Non-Life (General) Insurance

Health Insurance

A health insurance policy like other policies is a contract between an insurer and an individual / group in which the insurer agrees to provide specified health insurance cover at a particular ?premium? subject to terms and conditions specified in the policy.

Travel Insurance

Travel Insurance offers insurance protection while you travel. This type of cover protects you and/or family against travel related accidents, unexpected medical expenditure during travel, losses such as baggage loss, loss of passport etc and interruption or delays in flights or delayed arrival of baggage etc.

Motor Insurance

Motor insurance gives protection to the vehicle owner against (i). damages to his/her vehicle and (ii). pays for any Third Party Liability determined as per law against the owner of the vehicle. Third Party Insurance is a statutory requirement.

Critical Illness

Critical illness insurance or critical illness cover is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

Personal Accident

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. You can either take a Personal Accident (PA) policy for yourself or a group policy covering your family, employees, customers etc. protecting you and them anywhere and anytime of the day.

Home Insurance

Home insurance policies are property insurance that provides coverage against house damage or that of the contents inside. Apart from unauthorized entry, you can also get an extended cover for accidents that may occur at home.


News & Views

How to use no claim bonus while buying insurance for new car

No claim bonus (NCB) is accrued to a motor insurance policy if no claims are made during the policy period. The bonus works as a discount on the premium payable on the renewal of the policy. It is also possible to use the NCB while buying insurance for a new car. Here?s how to go about it.188 more

[Source: The Economic Times]

What is third-party motor insurance?

1. Motor third party insurance or third-party liability cover is compulsory for all motor vehicles under the Motor Vehicles Act.186 more

[Source: The Economic Times]

Essel Finance acquires Bimadirect

Essel Finance Management LLP (EFM), one of India?s fastest growing financial services conglomerate, has acquired a controlling stake in for an undisclosed sum....180 more

[Source: DNA]
  • 20+Cr

    Risk coverage
    increasing rapidly

  • 50,000+

    Repeat customers
    validate our service

  • Close to 100%

    Committed to
    watch every claim

While we know that our numbers will grow, we know even more that the reason we exist is to
help you get the right risk cover and assist you fully should you ever have a claim situation

Bimadirect in 60 seconds!

Insurance is the subject matter of solicitation

Centcart Insurance Broking SPL.
IRDAI License Number - 437. Validity: 30-07-2021 to 31-07-2024.

Please enter your login Email address below


We have an Individual and an Employee account with your mail id.

Please select account type to login:

We have an Individual and an Employee account with provided mail id.

Please select the account for which you need password:

Share your Thoughts

Need help?

Please Call
Enter Your Mobile number

Enter Code

Case Sensitive